DCB Bank has been promoted by the Aga Khan Fund for Economic Development (AKFED) and the Platinum Jubilee Investments Ltd holding a combined shareholding equity of 14.77%. Foreign Financial Institutions and Foreign Portfolio Investors hold up to 42.41% while the balance is spread across the public and other non-promoter entities like Mutual Funds. It is a new-generation private sector bank spread across 442 branches in 20 States and 2 Union Territories in the country. DCB bank has been primarily working in the mortgage, micro, small and medium enterprise (MSME), agri, and gold loan areas with small ticket lending as its core focus. As per the annual report 2023 of the government of India, Ministry of Micro, Small and Medium Enterprises, the MSME / SME sector plays a pivotal role in the economic and social development of the country.