Habib Bank Limited (HBL) has partnered with Hysab Kytab to launch the first comprehensive personal finance manager (PFM) solution, offered for the first time by any bank in Pakistan. Hysab Kytab’s PFM (budgeting) tool is integrated into HBL Mobile and will enable app users to take control of their financial well-being. HBL’s chief digital, innovation and financial inclusion officer, Abrar Mir, said: "This partnership with Hysab Kytab is a pivotal step in providing our mobile banking users with a holistic view of their finances, and will empower them to make sound financial decisions."